SEDGWICK REPAIR SOLUTIONS
2026 Property Damage and Repair Sector Report
Climate. Capacity. Recovery.
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One serious claim can trigger nuclear verdict exposure, disrupt renewals, increase reserve volatility and put leadership under scrutiny. That kind of escalation usually doesn’t come from one event. It comes from a series of operational breakdowns that compound:
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When extreme weather puts property repairs under pressure, how ready is the sector to respond?
When extreme weather hits, can the property repair sector keep pace? With 72% of SME repair contractors affected by skilled labour shortages, a major El Niño event could test capacity across the market and increase competition for skills and resources.
Sedgwick can reduce your program’s exposure.
Sedgwick helps transportation risk teams connect claims, operations and prevention strategies to reduce volatility and improve outcomes.
Move faster at first notice.
Use AI‑enabled intake to speed reporting and capture stronger incident details from the start.
Improve claim defensibility early.
Establish facts sooner and identify high‑risk claims before narratives take hold.
Turn claims into prevention.
Translate claims data into insights that help reduce repeat exposure tied to drivers or locations.
Create consistency across operations.
Align safety and reporting practices across locations to limit variability and risk.
Improve budget predictability.
Gain real-time visibility into claim activity and performance to better forecast spending and plan across budget cycles.
Demonstrate public accountability.
Access timely analytics and performance data in Omni, our digital ecosystem, to help communicate results to leadership, boards and stakeholders.
Navigate complex regulations.
Rely on transportation-focused expertise to navigate complex regulations, jurisdictions and exposures while keeping your claims program running smoothly.
Monitor claims in real time.
Access live claim information and portfolio reporting in Omni, our digital ecosystem, to identify trends, monitor performance and stay informed.
Identify emerging risks before they escalate.
Use actionable insights to uncover high-risk claims, loss patterns and operational issues early so you can intervene sooner and prevent losses.
Align teams around claims performance.
Give risk, operations and leadership teams shared insights that support stronger governance and decision-making.
"Public transit agencies face growing pressure to control costs while maintaining transparency and accountability. The strongest claims programs combine specialized expertise with real-time visibility that supports better decisions at every level."
Transportation claims leader
2026 PROPERTY DAMAGE AND REPAIR SECTOR REPORT
Chapter 1: The El Niño stress test
Climate, capacity and the future of property repairs
El Niño could intensify the pressures facing a property repair market already managing rising costs, contractor shortages and increasingly complex repairs. Our forthcoming report examines what these converging pressures mean for property owners, brokers and insurers – and how to prepare.
WEBINAR: WATCH ON DEMAND
El Niño on the horizon: Can the property repair sector cope?
How ready is the property repair sector for a major weather surge? Watch our recorded webinar for an early look at the themes behind the report and what they could mean for your organisation.
The pressures behind the report:
Company name, stay ahead of the curve with real-time claims visibility
of SME repair contractors affected by shortages of skilled tradespeople.
of properties assessed in Sedgwick’s January – August 2026 valuation analysis were underinsured.
named storm surge events managed by Sedgwick since 2020 inform the report’s analysis.
View the report to:
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Understand your exposure: Explore how climate risk, building vulnerability and underinsurance could affect recovery across different property portfolios.
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Prepare for repair capacity constraints: See how contractor shortages, rising costs and supply-chain pressures could extend repairs and business interruption.
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Strengthen portfolio resilience: Use practical Act Now checks to review reinstatement values, compliance evidence, contractor capacity and surge-response plans.
"A persistently wet and stormy winter will turn a seasonal claims spike into a full property repair market stress test. Organisations that check their response plans, repair networks and rebuild valuations now will recover fastest.”
Keith Walters, Director, Sedgwick Repair Solutions
“Portfolio resilience is determined before a loss occurs. Owners must understand how building age, construction, occupancy and repair complexity vary across their estate to prioritise investment, protect repair capacity and recover faster when disruption hits.”
Graeme Mutch, Client Director, Sedgwick
About Sedgwick
Sedgwick delivers global, end-to-end solutions backed by deep expertise, innovative technology and meaningful insights.
When the time is right, we’re here. Request an introductory conversation with Ryan.
Todd Squiers
Senior Vice President, Casualty Business Development
Todd Squiers has deep experience partnering with large employers to deliver risk management and absence management solutions. Known for his consultative, partnership driven approach, Todd works closely with organizations to help control medical costs, strengthen compliance, and support employees in making informed health decisions.
Uber, stay ahead of the curve with real-time claims visibility
Company name, stay ahead of the curve with real-time claims visibility
Monitor your claims in real time.
Access live portfolio reporting and electronic claim files to quickly identify trends, monitor performance and stay informed.
Identify emerging risks before they escalate.
Use actionable analytics to uncover high-risk claims, loss patterns and operational issues early so you can intervene sooner.
Improve governance, transparently.
Give risk, operations and leadership teams a shared view of claims performance with consistent, defensible reporting.
Move faster at first notice.
Use AI‑enabled intake to speed reporting and capture stronger incident details from the start.
Move faster at first notice.
Use AI‑enabled intake to speed reporting and capture stronger incident details from the start.
Move faster at first notice.
Use AI‑enabled intake to speed reporting and capture stronger incident details from the start.
About Sedgwick auto liability
As the leader in auto liability claims administration, no one has more expertise managing every aspect of an auto claim, from the initial report to the final resolution, and getting your business back on the road quickly and safely.
